Apply For a Home 


You can apply for a home only during a specific time, usually a 4 week period. We publicize the opening of this period through newspapers, radio, public meetings and this web site. Applications are not accepted outside this 4 week period.

Habitat for Humanity is an interfaith housing ministry financed through private donations and utilizing volunteer labor. Our purpose is to build and sell houses at no profit or interest with and for people who otherwise could not afford them. Religious affiliation is not a factor in determining who is given the opportunity to build and buy a Habitat house.

Habitat is neither a give-away program nor subsidized housing. Homeowners are chosen on the basis of need, ability to repay a non-interest bearing mortgage, and willingness to become Partners in the program through sweat equity hours and support of Habitat activities.

To qualify as an applicant in 2008, you must meet the following eligibility criteria.

  • Need for simple, decent housing
  • Do not have the financial means to purchase a house with a conventional mortgage
  • Must have a maximum, total income of no more than $5,242.00 per month or $62,900.00 per year, which is 80% of the median income for the Town of Edgartown (based on a family of four and is higher or lower depending upon family size.)
  • Must have a minimum, steady income of $1,967 per month per month or $23,600.00 per year, which is 30% of the median income for theTown of Edgartown (based on a family of four and is higher or lower depending upon family size.)
  • Must not have debts in excess of 36% of total income
  • Must be able to pay closing fees of $1,000.00
  • Must successfully complete a mortgage application and interview process, including reference checks, income verification, CORI (Criminal Offenders Record Information) report, and credit report
  • Must be able to show a history of stable income and financial responsibility
  • Be an Edgartown resident
  • Must be willing to participate in sweat equity work of 350 - 500 hours (depending on family size), owner must contribute a minimum of 100 - 200 hours (family and friends may contribute part of these hours)
  • Must be willing to partner with Habitat and attend a first-time homeowner's seminar.

All information is considered confidential and is used only for our selection process.

The Family Selection Committee will process all applications and make a final recommendation to the Habitat for Humanity of Martha's Vineyard Board of Directors. The Board will make the final choice. The entire selection process will take several months. Applicants not chosen may re-apply in the future.